Last Updated: April 1, 2025

Welcome to lifesinsured.com ("we," "us," or "our"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website lifesinsured.com (the "Site") or use our services to compare life insurance quotes (the "Services"). By accessing or using our Site or Services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect information from you in various ways when you use our Site or Services. This may include:

a. Personal Information

• Information You Provide: When you request life insurance quote comparisons, we may collect personal information such as your full name, email address, phone number, date of birth, gender, marital status, health-related information (e.g., smoking status or medical history), and other details necessary to generate accurate quotes.

• Payment Information: If applicable, we may collect payment details (e.g., credit card or billing information) for premium services or purchases made through the Site.

b. Automatically Collected Information

• Usage Data: We collect information about how you interact with our Site, such as your IP address, browser type, device information, pages visited, and time spent on the Site.

• Cookies and Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage, and deliver personalized content. You can manage your cookie preferences through your browser settings.

c. Information from Third Parties

• We may receive information about you from our partners, such as insurance providers or affiliates, to facilitate quote comparisons or improve our Services.

2. How We Use Your Information

We use the information we collect for the following purposes:

• - To provide and improve our Services, including generating and delivering life insurance quote comparisons.

• - To connect you with insurance providers or brokers who may offer quotes or policies based on your information.

• - To communicate with you, including responding to inquiries, sending quotes, or providing updates about our Services.

• - To personalize your experience and tailor content or offers to your needs.

• - To analyze Site usage and enhance functionality or security.

• - To comply with legal obligations or protect our rights.

3. How We Share Your Information

We do not sell your personal information to third parties. However, we may share your information in the following circumstances:

• With Insurance Providers: To generate quotes, we may share your information with insurance companies, brokers, or agents who participate in our comparison service.

• With Service Providers: We may share your information with third-party vendors (e.g., hosting providers, analytics companies) who assist us in operating the Site or delivering Services, under strict confidentiality agreements.

• For Legal Reasons: We may disclose your information if required by law, such as in response to a subpoena, court order, or to protect our rights, property, or safety.

• Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Your Choices and Rights

You have certain rights regarding your personal information:

• Opt-Out: You may opt out of marketing communications by following the unsubscribe instructions in our emails or contacting us directly.

• Access and Update: You may request access to or correction of your personal information by contacting us at info@lifesinsured.com.

• Deletion: You may request deletion of your personal information, subject to legal or contractual obligations, by contacting us.

5. Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. However, no online system is completely secure, and we cannot guarantee absolute security.

6. Third-Party Links

Our Site may contain links to third-party websites, such as insurance providers. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies before providing any personal information.

7. Children’s Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected such information, we will take steps to delete it.

8. International Users

If you are accessing our Site from outside the United States, your information may be transferred to and processed in the United States or other countries where our service providers operate. We will take steps to ensure your data is handled in accordance with this Privacy Policy and applicable laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at: info@lifesinsured.com